Navigating the challenges of loadshedding can be demanding, given its prevalence right now. Nonetheless, with the appropriate mind-set and a few adjustments, you can not only endure but also prosper during these periods of reduced electrical supply. In this blog, we will explore inconspicuous alterations to mitigate the impact of loadshedding, substantial and pricier modifications to consider, and tangible investments aimed at enhancing your home's energy efficiency.


We made it past Januworry, but if your finances are still hitting you hard after a fantastically festive holiday season, perhaps it’s time to re-evaluate your spending habits and save more in 2024! Here are some tips and tricks to get you on the road to mega savings this year.

  • Loyalty cards for the win

We know your wallet is probably filled to the brim with a card for each shop you frequent, and we love this! But remember: always use your bsmart card in conjunction with your other loyalty cards this way you’ll be saving in two ways!

  • Budget, budget, budget

There are loads of templates online that could help you get started with budgeting. Otherwise, the old-fashioned pen and paper will do the trick. Even if you don’t use your budget to plan out all your expenses beforehand, you should at least keep track of your spending throughout the month. This will help you figure out the spots where you can cut back and save!

  • Fill up before the fuel price spikes

If you have a car, you know that the fuel price is like a yo-yo, going up and down every few weeks. We suggest that you keep your eye on the news and fuel price trends to save money by filling up before the fuel price increases. You may only save a few rands, but every bit helps!

  • Cut back on luxuries

Limit your nights at a restaurant to one or two per month. Another way you can really rack up the rands is by making a cup of coffee at home in a reusable travel mug and taking it with you on the commute to work instead of popping into that trendy coffee shop on the corner that could really add up if you’re not careful. 

  • Automate it

If you don’t already have a savings account or pocket linked to your accounts, set it up and set a debit order to automatically debit some cash into your savings on the day you get paid. As the sayings go, “you can’t miss what you don’t have” and “out of sight, out of mind” are definitely the case with this tip. If you let the debit order do the work for you, you won’t be able to postpone and accidentally spend that money. 

  • Use your rewards

So you’ve swiped every loyalty card in your wallet, and you’ve received those rewards. Now it is time to use them! One discount loaded on your card may not seem like much, but combine them all together and you’re saving big! The same goes for your bsmart cashback bonus. Put some thought into what you would like to do with it and use it, but use it wisely!

 At bsmart we help our members save, and payout cashback bonuses quarterly or annually – your choice. To learn more about bsmart contact us or click here to sign up directly through our website.


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As we’re counting down to the end of the decade it’s easy to get caught up in the rush to get ready for the big celebration. All across South Africa, New Year’s Eve parties will be counting down the seconds to 2020. And if that’s not your scene, you’ve probably heard of a few house parties amongst your neighbours, friends and family. Even if you’re hosting yourself, this celebration doesn’t have to cost an arm and a leg!


The much-anticipated Black Friday falls on the last Friday of November every year. This discount bonanza originally started in the USA and slowly but surely moved on to other parts of the world as well. Several retailers have announced their Black Friday deals well in advance to get their customers ready to shop. And some have even had some great deals all throughout November as a build-up to the big day. Have you cashed in on a Black Friday deal this month? If not, don’t worry, you’re not missing out. 

Here are a few of our retailers that are slashing their prices for the big day. Get your black bsmart cards ready because it’s time to shop and earn cash back. 

  1. Woolworths: Guaranteed Quality

Woolworths is recognised for its commitment to excellence. Specialising in high-quality groceries, organic produce, and stylish apparel, Woolworths caters to those with a preference for premium goods. Explore their exclusive collections, get your bsmart card ready, and brace yourself for Black Friday promotions on gourmet foods, fashion articles, and anything you might need for your home.

  1. Shoprite and Checkers: Cost-Effective Excellence

Renowned for their dedication to offering budget-friendly and top-notch items, Shoprite and Checkers stand out as popular options for grocery needs. They provide an extensive array of fresh produce, household necessities, and even clothing. Stay vigilant for weekly promotions and markdowns on bulk products from our bsmart retail partners. Come Black Friday, anticipate remarkable discounts on groceries, electronics, and household must-haves.

  1. Dis-Chem and Clicks: Your Wellness Oasis

For products related to wellness, aesthetics, and health, Dis-Chem and Clicks stand out as preferred retail destinations. From pharmaceuticals to skincare and aesthetic products, they've got your needs covered. Be vigilant regarding loyalty incentive programs for additional advantages. On Black Friday, these stores typically present markdowns on a wide range of health and beauty products, offering an ideal opportunity to replenish your supplies and swipe your bsmart card.

  1. Game: Your Electronics and Appliances Hub

Game, one of our bsmart retail partners, caters to individuals passionate about technology and those looking for reasonably priced electronic and household devices. Whether you're interested in mobile phones or kitchen equipment, a diverse range of items are available at attractive rates. Black Friday at Game is a tech enthusiast's delight, featuring substantial reductions on their products.

  1. Makro: The Storage Facility of Marvels

Makro operates on a warehouse model and provides an extensive range of goods, encompassing electronic devices, household machinery, groceries, and more. Acknowledged for their deals on bulk purchases and cost-effective pricing, Makro suits both corporate entities and households. Black Friday at Makro is a noteworthy occasion, featuring remarkable discounts spanning all departments where you can swipe your bsmart card and earn cash back!

This is just the tip of the iceberg. Retailers all over South Africa are taking part to bring you spectacular savings and dreamy deals on the last weekend of November. Whether you’re getting ahead on your Christmas gifts or shopping for some new appliances, there’s something for everyone on Black Friday. An added benefit of swiping your bsmart card is that you will be contributing to your next bsmart cashback bonus. So don’t be shy. Swipe away!

 

If you’re wondering where to shop, click on our map and search for, or filter by category, for more than 12 000 retailers that are part of the bsmart retail network. 


In case you missed it: next month is cashback bonus month, but you probably already knew that! So don’t feel guilty if you treat yourself and your loved ones to some shopping this October because next month you will receive cashback! We’ve lined up a few of SA’s hottest specials where you can use your bsmart card (or not) and save big bucks while you’re at it. 


Mobile contracts are quick to offer loads of free minutes and SMSs, but when it comes to data, they are either incredibly limited or unbelievably expensive. No matter what type of plan you’re on, you want to ensure that you stretch your data as far as possible.


Often running late because you can’t decide what to wear to work every morning? Or you strategically set aside a few hours on a Sunday to plot your whole week of looks? Contrary to popular belief, having a huge number of options to mix and match might not be the best way to go about it. Enter the “capsule wardrobe”.


What happens when you think about money? If you tense up and your heart skips a beat, you’re not alone. Taking steps towards better financial practices and habits can help you feel more in control and relieve stress - there’s already enough stress floating around as it is. And, as you start making progress towards your goals, you’ll have the satisfaction of knowing you’re on the road to healthier finances. Have a look at these 5 steps and put them to the test!


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