The much-anticipated Black Friday falls on the last Friday of November every year and this month it falls on the 29th. This discount bonanza originally started in the USA and slowly but surely moved on to other parts of the world as well. Several retailers have announced their Black Friday deals well in advance to get their customers ready to shop. And some have even had some great deals all throughout November as a build-up the big one tomorrow. Have you cashed in on a Black Friday deal this month? If not, don’t worry, you’re not missing out. 


In case you missed it: next month is cashback bonus month, but you probably already knew that! So don’t feel guilty if you treat yourself and your loved ones to some shopping this October because next month you will receive cashback! We’ve lined up a few of SA’s hottest specials where you can use your bsmart card (or not) and save big bucks while you’re at it. 


Often running late because you can’t decide what to wear to work every morning? Or you strategically set aside a few hours on a Sunday to plot your whole week of looks? Contrary to popular belief, having a huge number of options to mix and match might not be the best way to go about it. Enter the “capsule wardrobe”.


Mobile contracts are quick to offer loads of free minutes and SMSs, but when it comes to data, they are either incredibly limited or unbelievably expensive. No matter what type of plan you’re on, you want to ensure that you stretch your data as far as possible.


What happens when you think about money? If you tense up and your heart skips a beat, you’re not alone. Taking steps towards better financial practices and habits can help you feel more in control and relieve stress - there’s already enough stress floating around as it is. And, as you start making progress towards your goals, you’ll have the satisfaction of knowing you’re on the road to healthier finances. Have a look at these 5 steps and put them to the test!


The cold is creeping in, but that doesn’t mean you have to fork out a fortune for electricity this chilly season. It’s always a good idea to take the necessary steps to ensure that the welcome warmth in your home doesn’t go to waste.


The cost of keeping your child in school can really add up, not even to mention when you start tallying all the extras like school uniforms and stationery costs. Calculating the actual cost of one South African school day can help motivate you to start saving for your child's education if you haven’t started yet. Apart from stashing a bunch of cash under the mattress or taking it out of the budget and putting it in a bank account every month, we’ve got another solution for you that could get you kick-started and help you bsmart.


Getting the most out of your finances can be a daunting task. You’re probably plagued with monthly expenses and at least 5 things you’d like to save for. If your method is simply telling yourself that you need to save, perhaps you need to start setting financial goals.


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