Through generations, bsmart has been a trusted companion, making life simpler and more rewarding for members.

We strive to bring you the ‘best price’

Through generations, bsmart has been a trusted companion, making life simpler and more rewarding for members.

In moments that matter, bsmart is here to support your family’s journey – every step of the way.

Building a legacy of love and support, bsmart is the trusted partner for generations to come.

From life’s little indulgences to everyday essentials, bsmart is there with you.

bsmart offers rewards and savings that fit the way you live, study, and play.

Creating sweet memories together is easier with bsmart – bringing value to every ingredient in life.

Build your cashback bonus with 15,000+ participating retail stores country-wide

Most of SA’s major national retailers are part of the bsmart network. That means there is not a product or service that cannot be obtained with the bsmart card.

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We are continuously expanding our network of partners and retailers.
Click here for information on how to become a cash back or discount partner.

The perfect companion for
a new generation of shoppers

You earn cashback every time you shop at any of our retail partners. No limits to how much you can earn.

Your cashback bonus accumulates and pays out into your account annually or quarterly – you choose!

Your cashback bonus is yours to do with as you please, whether you want to spend it, save it, or donate it.

You can save twice by swiping your bsmart card with existing loyalty cards like XtraSavings, SmartShopper, WRewards, Clicks Clubcard and more.

Avoid the trap of overextending your credit by settling your full balance every month, or choose a pre-paid card option instead.

We exist solely for the benefit of our members and cardholders

Your purchases along with over 10,000 other bsmart cardholders gives us the power to negotiate discounts with SA’s top retailers on your behalf. These discounts are paid back to you as a cashback bonus.

Watch the video below if you want to know more about how bsmart works.

You deserve to be rewarded for your loyalty

Imagine the thrill of knowing that every time you buy groceries, clothing, furniture, and more, you’re building a bonus pot just for you!

You earn cashback every time you shop at any of our retail partners. No limits to how much you can earn.

You can save twice by swiping your bsmart card with existing loyalty cards like XtraSavings, SmartShopper, WRewards, Clicks Clubcard and more.

bsmart Card

Deals, deals and more deals – we strive to bring you the ‘best price’

Communication with our retail partners and bringing deals to you is what we are good at.

Stay informed by following us on socials:

Members and cardholders join our Facebook community page and subscribe to our newsletter for exclusive deals and competitions.

Your member number gets you access.

Facebook community page

When it comes to retail deals and savings, we’re the best in the game.

Here’s what our members and cardholders are saying about us:

Mike Cawood

Mike Cawood

I use the bsmart card for our food and household needs only so it allows me to keep control of our monthly spend and our budgeting. The bonus at the end of the year obviously helps with the Christmas spend. The account has always been correctly kept and I have never had any problems.
M . Brooks

M . Brooks

My experience with smart is very good. I am looking forward to the 16 of each month to make my family happy with doing some shopping. For the time am with bsmart I was never disappointed. When I want to solve any problems I occur with my card the staff is always willing to help. What also makes it easy you are just a phone call away. You always up to date with news.
Margaux Gaigher

Margaux Gaigher

The bonus in November was always a wonderful ‘gift’ (especially as a single Mother with 2 very hungry kids to feed), not paying excessive interest on one’s shopping, paying the full amount at the end of every month (therefore not going into any debt!!) and, of course the convenience of paying with a card that is accepted wherever I shop .
Aneziah du Plessis

Aneziah du Plessis

I've been a member of bsmart for more than 10 years, and can only speak good things about it. As a pensioner & grandmother, I can spoil myself and my grandchildren anytime of the month without worrying about funds in my account. And then the surprise at the end of the year when I see my bonus on the account!
Mrs Kotze

Mrs Kotze

Many times when we ran out of money, especially at the end of the month, we had a buddy to turn to for help. And to top it off, we get a bonus at the end of the year!! Since joining, we have never missed a payment or made a short payment. We don't have any bank credit cards; we just utilize bsmart. Keep up the wonderful work.