These days when you want to know how you can make most things in your life happen more smoothly the answer is … there’s an app for that. But sometimes, you have to get back to basics to save some precious time and hard-earned money. Here are a few life hacks that will help you out in and around the house, add a few minutes to your day and put some cash back in your pocket.


When it comes time to consider where you’d like to be financially in a year from now, or ten, it’s often all too easy to either set unrealistic goals or fail to stick to the plan you have. If it’s any consolation, you’re not alone. So here are six easy-to-follow steps to help ensure that you stick to your savings plan in 2019 and beyond.


As the new year kicks into gear, we bet you’re wondering how you can best balance healthy eating with the time you have and the budget you can afford. Fear not, because we have a week’s worth of wonderfully delicious and nutritious work and school lunch ideas that will demand less from your wallet and have your family asking for more. Remember, every healthy meal should contain a balance of protein, carbohydrates, unsaturated fats, fibre and plenty of water, so be sure to keep this in mind. Read on for all the inspiration you’ll need to make 2019 the healthiest year ever!


Having the whole family at home for the holidays can be both amazing and frustrating. But there’s no reason why it should also be expensive. We’ve put together a handy list of wallet-friendly entertainment ideas to keep you and the kids occupied this festive season, so try them all and get the most out of your time together… without breaking the bank.


Retirement is an odd thing to plan for, as it has to be done many years before you even consider handing in your retirement letter and winding down. When it comes to retirement, there are many different options you can choose from to look after yourself, and possibly your partner, but what if you want to do more than that? What if you want to provide for your family – children and grandchildren – even after you’re gone? Here are a few options from the experts.


It’s official - South Africa is in a technical recession. It’s the first time since 2008 that the country has again slipped into recession and the result is some serious financial strain. While this now has people rechecking budgets, cutting costs and recalculating their finances, the question on everyone’s minds is “How will this affect me on a daily basis?” 


Thanks to your support, it’s been an incredible year for bsmart, which means we’re over the moon to announce that our annual cashback bonus pool for 2018 stands at a whopping R28m. This brings the total bonus payouts to our members for the past four years to R138m.


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