Know your mental health cover before you need it 

Know your mental health cover before you need it 

Bonitas, Discovery, Medshield, Medihelp – most major medical schemes now include some form of mental health cover.  Psychiatrist visits, psychologist visits, chronic medication, and even digital wellness tools.   What you actually have depends on your scheme and...
Medical Aid After 35? Here’s What You Need to Know 

Medical Aid After 35? Here’s What You Need to Know 

If you wait until 40 to get your first medical aid, you could pay up to 75% more on your premium. Forever.   That is not a scare tactic. It is a rule built into South African medical scheme legislation called the late joiner penalty….  It does not only apply to...
The hidden cost of not registering for chronic benefits

The hidden cost of not registering for chronic benefits

Are you quietly losing thousands from your medical savings each year? If you live with Type 1 and 2 Diabetes, Hypertension, Asthma, or another long-term condition, this may apply to you more than you realise. You collect your medication every month. Your doctor...