Are you quietly losing thousands from your medical savings each year? If you live with Type 1 and 2 Diabetes, Hypertension, Asthma, or another long-term condition, this may apply to you more than you realise.
You collect your medication every month. Your doctor monitors your condition. Your medical aid pays the claims. On the surface, everything appears to be working exactly as it should.
Then halfway through the year, you log into your medical aid app and notice your medical savings account is almost depleted. There were no major day-to-day claims. No major procedure. Yet around R250 has quietly been deducted from your savings each month for medication on your repeat script. Over a year, that amounts to R3 000. If your annual savings allocation is R5 000, that is 60% gone before you have paid for GP visits, dentistry, optometry, or unexpected tests.
The issue isn’t your chronic condition and may not even be your medication; it’s your registration.
Keen to find out more? Read our blog here.