November is bonus month and we want to help you #spendsmart. You’ve worked hard to accumulate a bonus over the past year, and now it’s time to reap the rewards. So you may be wondering, “how do I get my hands on a bsmart bonus?” Or “what can I do with my bonus?” Well, you’ve come to the right place, because we’ve got the answers right here. 


bsmart helps thousands of South-Africans save while they spend every month. Since opening its doors in 1947 (as Cape Consumers), bsmart has grown into a giant in the buy-aid industry with over 20,000 cardholders and more than 12,000 retailers. bsmart cardholders can shop at any of our partnering retailers and save while they’re at it. But how does it work, you may ask? Read on to find out exactly how you can be smart with bsmart. 


Your little one means the world to you, but that doesn’t mean you have to rob a bank every time their birthday party rolls around. With a little creativity and thinking outside the box you can throw the best birthday party without breaking the budget. 


Most of us don’t spend too much time thinking about insurance, and we can’t blame you, because it is something that only comes into play when life throws you unexpected curveballs. And that is exactly why we should be thinking about insurance more often - the unexpected. Insurance is a crucial part of life, whether we like it or not.


So, you’ve got a bsmart card! That means you’re well on your way to saving some big bucks when spending your hard earned cash! Whether you’re buying the absolute necessities or splurging on something nice, be sure to swipe your bsmart card to boost your savings.


A large percentage of South Africans don’t know their credit score and aren’t aware that it can impact future borrowing. At bsmart, we want to help our members be financially responsible, and so we’ve looked at what industry experts have to say about credit scores – what they are, why they are important and how to improve them.


You work so hard to put money in the bank and food on the table. And when it comes to buying groceries, every person has their own way of tackling this monthly and sometimes weekly task. We’ve got a few pointers that could make your shopping trip a whole lot easier and even put a few of your hard-earned bucks back in your pocket.


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