November is bonus month and we want to help you #spendsmart. You’ve worked hard to accumulate a bonus over the past year, and now it’s time to reap the rewards. So you may be wondering, “how do I get my hands on a bsmart bonus?” Or “what can I do with my bonus?” Well, you’ve come to the right place, because we’ve got the answers right here. 


How do I build up a bonus?


Every time you pay with your bsmart card, you qualify for discounts that accumulate in the background. After a year, we tally all the accumulated discounts to calculate a personalised cashback bonus that is paid to you every November. Bonus amounts may differ based on business performance, where you shop and how much you spend. If you miss a payment or pay late you will forfeit the bonus you accumulated during the month. If you have settled your account at the end of every month for the given year, your bonus is on its way in full!


What do I do with my bonus?


What you do with your hard-earned bonus is entirely up to you. You can save it for a rainy day, invest it in the stock market, use it towards your School-Days® bursary, or you can treat yourself. We’re leaning towards that last one to be honest! So, where can you spend your well-deserved bonus you may ask.


  • bsmart has partnered with more than 12 000 retailers, so there’s no shortage of options there. Summer is here, so why not treat yourself to a new haircut or some summer wardrobe updates for your closet. 


  • The festive season is around the corner, and you’ll have to update family and friends on Facebook or phone granny and grandpa for that hour-long chat you have every year. Top-up your data or airtime with Easy-Airtime so that you’ll be ready to chat up a storm.


  • Speaking of the festive season … Add some holiday cheer to your Christmas table this year and splurge on some delicious treats or decorations using your bsmart bonus. 


  • Got family coming over? Why not treat everyone to an experience rather than material gifts. Our country is jam-packed with some of the most amazing sights and sounds in the world. Your bsmart bonus definitely won’t go to waste if you spend it on making memories.


  • Is your house looking a little worse for wear? Did it take a bit of a beating this winter? It’s time to get your hands dirty and be the D.I.Y. pro that you always brag to be. You don’t have to gut the whole bathroom and install a new shower all on your own. But a new lick of paint and a new throw for the living room could do the trick. We’ve got retailers such as Pep Home, Ok Furniture, Woolworths, Game, Builders Warehouse and more.


  • Have you been squinting at your computer screen and putting off that appointment at the optometrist? Book that eye-test and get your glasses sorted with your bsmart bonus. Search for an optometrist near you by filtering by category on our MAP.


  • Maybe the brake pads on your car are screeching when you pull up to the robot? We think it’s time to have those checked! And now you don’t have to wonder how you’re going to pay for it, because you’ve got a bsmart bonus to look forward to this month.


bsmart isn’t just about living and saving smart. If you stay savvy and spend smart you’ll reap all the rewards. Remember that the more you spend, the more you save. So get swiping South Africa! It’s bonus month!



At bsmart we help our members save, and payout cash-back bonuses every three months or annually. To learn more about bsmart contact us or click here to sign up directly through our website.